utilduck
Home · Tools · Calculators

Calculators

Money math shows up everywhere: a loan you're comparing, a tip to split at dinner, a discount at checkout, interest compounding on savings. This category gathers the calculators for exactly those moments — loan payments and total interest, percentage changes, tip and bill splitting, discount pricing, compound interest growth, quick averages, and sales tax added to or removed from a price.

Each calculator runs entirely in your browser and shows the formula behind the result, so you can verify the math instead of trusting a black box. Nothing you type is sent to a server. Pick a calculator below and get your answer as you type.

Loan Payoff Calculator

Extra payments, months saved, interest saved and full schedule

Hiking Time Calculator

Distance and elevation gain to estimated time (Naismith's rule)

Korea Unemployment Benefit Calculator

Daily benefit, paid days, and total payout (2026 rules)

Loan Calculator

Monthly payment, total interest

Percentage Calculator

Ratios, increase/decrease

Tip Calculator

Tip amount, total, per person

Discount Calculator

Final price & amount saved

Scientific Calculator

Trig, log, sqrt, powers and more

13

13th Month Pay Calculator (Philippines)

PD 851 13th month pay from basic salary and months worked

SIP Calculator

Monthly mutual fund SIP maturity value and gains

Compound Interest Calculator

Final balance, total interest, contributions

Average Calculator

Mean, median, min, max, sum from a list of numbers

Sales Tax Calculator

Tax amount, total price, and reverse (total to net)

VAT Calculator

Add or remove VAT (Net ↔ Gross) with UK and EU rate presets

Hourly to Salary Calculator

Hourly rate to annual, monthly, weekly and daily pay

Bill Split Calculator (Warikan)

Split a bill evenly with clean rounding, per person

%

GST/HST Calculator

Sales tax by province: HST, GST+PST, or GST only

TFSA Contribution Room Calculator

Cumulative TFSA room from 2009 to today

RRSP Contribution Limit Calculator

18% of earned income vs the annual cap, whichever is lower

Canadian Mortgage Calculator

Monthly payment with legally required semi-annual compounding

Rule of Three Calculator

Direct and inverse proportion, A:B = C:X

Fuel Cost Calculator

Trip fuel amount and cost from distance, efficiency, price

Wind Chill Calculator

NOAA wind chill formula from temperature and wind speed

Heat Index Calculator

NOAA Rothfusz heat index from temperature and humidity

Concrete Calculator

Volume and bag count for slabs, cylinders and footings

Aguinaldo Calculator (Mexico)

Minimum 15 days' salary, LFT Art. 87

EMI Calculator

Monthly loan installment (India)

Severance Pay Calculator (Korea, pre-tax)

Average wage method, pre-tax gross amount

Housing Subscription Score Calculator (Korea)

84-point scale: no-home period, dependents, account age

Argentina VAT (IVA) Calculator — 21%, 10.5%, 27%

General, reduced and utility rates, forward & reverse

Data Duration Calculator

How long 1GB lasts by app (YouTube, Netflix...)

Generator Fuel Consumption Calculator

Litres/hour, Naira cost per day/month, tank runtime by kVA

Japan Specific Relative Deduction

Tokutei Shinzoku Tokubetsu Kojo, full 9-band table

Japan Vacant House Property Tax

Advisory-stage 6x land tax hike, normal vs. after advisory

Korea Newborn Special Loan Calculator

Didimdol/Beoteommok eligibility self-check + monthly payment

Korea Parental Leave Benefit Calculator

Standard + 6+6 Parental Leave, combined for both parents

Japan High School Tuition Support Calculator

National support cap by school type, no income test for Japanese nationals in FY2026

Brazil Pé-de-Meia Calculator

Simulate the total value of Brazil's Pé-de-Meia student savings program

France Retirement Age Calculator

Legal retirement age, quarters required and long-career eligibility, with the 2026 suspension applied

All Tools